Stanbic Income Fund Trust
Maximize your medium-to-long term income by investing in a portfolio of fixed-income securities.
GHS20
MINIMUM INVESTMENT AMOUNT
Some benefits of Stanbic Income Fund Trust
Unlimited Deposits
No restrictions on deposits into your account
Good returns
Get good returns the longer you stay invested
Wealth creation
Gain peace of mind with a well-structured investment product
Easy access
Withdraw your funds anytime at your convenience
Who should invest
- Individuals
- Companies
- Schools & Institutions
- Religious organizations
- Clubs & Associations
- Endowment funds and Community cooperatives, with surplus cash to invest at regular intervals or as once-off lump sum investments
What you get
- Diversified portfolio of investments with good returns.
- SIMS’s professional fund management expertise.
- Personalized investment horizons to meet your personal needs.
- Easy access to investments via multiple platforms within 24 hours.
What it costs
- Minimum initial investment amount is GHS 20
- Minimum top-up is GHS 5
- Management fee of 2.00% p.a.
- Trustee fee of 0.25% p.a.
- Withdrawal Fees – 2% in year 1, 1% in year 2, no charges after year 2 (applies to each deposit)
How to get it
- Download the account opening forms here or visit any Stanbic Bank branch with the requirements below.
Requirements
Individuals/Sole proprietor
- Valid identity document – Ghana Card/Passport
- Proof of physical residential address - Ghana Post GPS code; Utility Bill
- Authority to act (if applicable): Power of attorney/ letter of appointment from the court and authorised signatories resolution (if more than one). If applicable: Valid identity document, physical residential address; and Contact details of persons authorised to act
- Unabridged birth certificate for minors (under 18 years)
- TIN number
- Passport size picture
Foreign Nationals
Same as above including
- Work permit (if applicable)
- Resident Permit where applicable
Trusts
- Trust deed or other founding document
- Authority to act – Letter of authority from the Master of the High Court or trustee resolution
- Identity documents and contact details of each trustee and persons authorised to act
- Proof of registered / physical address of Master of the High Court or persons authorised to act
Partnerships
- Partnership agreement
- Authority to act – Partners’ resolution
- Identity documents, proof of physical residential address and contact details of each trustee and persons authorised to act
Companies
- Certificate of incorporation
- Notice of registered office and postal address
- Authority to act – Directors’ resolution
- Identity documents, proof of physical residential address and contact details of each trustee and persons authorised to act
- Proof of physical business address
-
Who should invest
-
What you get
-
What it costs
-
How to get it
- Individuals
- Companies
- Schools & Institutions
- Religious organizations
- Clubs & Associations
- Endowment funds and Community cooperatives, with surplus cash to invest at regular intervals or as once-off lump sum investments
- Diversified portfolio of investments with good returns.
- SIMS’s professional fund management expertise.
- Personalized investment horizons to meet your personal needs.
- Easy access to investments via multiple platforms within 24 hours.
- Minimum initial investment amount is GHS 20
- Minimum top-up is GHS 5
- Management fee of 2.00% p.a.
- Trustee fee of 0.25% p.a.
- Withdrawal Fees – 2% in year 1, 1% in year 2, no charges after year 2 (applies to each deposit)
- Download the account opening forms here or visit any Stanbic Bank branch with the requirements below.
Requirements
Individuals/Sole proprietor
- Valid identity document – Ghana Card/Passport
- Proof of physical residential address - Ghana Post GPS code; Utility Bill
- Authority to act (if applicable): Power of attorney/ letter of appointment from the court and authorised signatories resolution (if more than one). If applicable: Valid identity document, physical residential address; and Contact details of persons authorised to act
- Unabridged birth certificate for minors (under 18 years)
- TIN number
- Passport size picture
Foreign Nationals
Same as above including
- Work permit (if applicable)
- Resident Permit where applicable
Trusts
- Trust deed or other founding document
- Authority to act – Letter of authority from the Master of the High Court or trustee resolution
- Identity documents and contact details of each trustee and persons authorised to act
- Proof of registered / physical address of Master of the High Court or persons authorised to act
Partnerships
- Partnership agreement
- Authority to act – Partners’ resolution
- Identity documents, proof of physical residential address and contact details of each trustee and persons authorised to act
Companies
- Certificate of incorporation
- Notice of registered office and postal address
- Authority to act – Directors’ resolution
- Identity documents, proof of physical residential address and contact details of each trustee and persons authorised to act
- Proof of physical business address
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